The holidays can be a crazy time! It often feels more about consumerism and “must-dos” and less about enjoying time with family and friends. Through this post learn how to stay more grounded this holiday season.
Understanding the details of your credit score isn’t always easy. Read this post to bust or clear up some myths around credit and be more informed on why your credit score matters to you!
Your credit score is critical when it comes to lending – it’s your personal borrowing report card. Learn more about how credit scores work, and how you can improve yours to save more money
No one’s financial situation is perfect, including millennials. Learn about the seven biggest financial mistakes specific to millennials and how to improve your finances!
People have various perceptions of debt. I’m not one to preach that everyone should take on more debt, but I find it critical to paint a full picture of what debt is and how to use it to your advantage. Learn the differences between good and bad debt, and how the rich use debt differently!
Many people never reach their full “financial potential” because they believe in some widely-accepted money myths. The problem with that is it leads to holding you back financially. The goal of this post is to set the record straight and debunk some of the top money myths.
Budgeting. The word makes people cringe. They don’t want to think about it, talk about it, much less learn about it… even if it’s one of the best things to improve your finances! I have to be honest though – if you see budgeting as restrictive, I think you’ve missed the point. You see, budgeting isn’t intended to be a set of hard rules. It’s supposed to be a personal map that leads to more freedom not less.
The western culture we live in today is too materialistic, and we often live well beyond our means. The way we approach our spending is not sustainable. We need to have a good hard look at how we use debt and we need to ensure we’re saving adequately and consistently. We’ll get more enjoyment out of our “things,” we’ll have a lot less stress in our lives, and we’ll enjoy a sense of freedom as we work to live rather than live to work.
The idea of paying yourself first is powerful because it encourages consistency. You guarantee that saving is a priority. While everyday life can throw us curveballs to manage, there’s a lot of things you can do start saving more today.